How to Build a Tax-Free Pension for Life

TMAX, a Powerful Financial Planning Tool

TMAX is a game changer for Canadians looking to minimize tax impacts throughout:

  • Retirement
  • Estate Planning
  • Wealth Transfer
  • Real Estate Investing
  • Corporate Passive Income Management

Building a Tax-Free Pension for Life

Our cash-flow neutral, fully automated service is wrapped around mortgage investments that effectively reallocate assets from your Tax-Deferred Retirement Accounts into your Tax-Free Savings Account (TFSA) with minimal tax leakage.

TMAX Combines Three Established Canadian Financial Principals

#1 – Utilize your Retirement Accounts to invest in our specific purpose designed Mortgage Investment Corporations (MICs) that are fixed income securities, fully eligible to be held in your registered investments and/or corporate accounts.

#2 – This will allow you to borrow from your own Retirement Accounts to invest in a non-registered and taxable environment – all  interest is then tax-deductible to you on your income tax returns.

#3 – Then, systematically meltdown your Retirement Accounts each month by withdrawing to offset the tax deduction earned in step 2.

Properly structured under CRA rules, taxable income from Registered and/or Corporate Investment Account is used to fund tax deductible interest payments to a TFSA mortgage investment, resulting in thousands of tax dollars saved each and every year of retirement – for life.