Transfer Your RRSP into a Tax Free Savings Account (TFSA)

Who is it for?

TFSAMaximizer™ is an investment and tax strategy  designed for Canadian homeowners with a minimum of $300K in RRSPs and a goal of reducing taxes in retirement.

Scroll to the bottom for a video.

What is it?

87345107TFSAMaximizer™ is a retirement planning strategy designed for Canadians to restructure their registered accounts (RRSPs/RRIFs/TFSAs) to maximize tax savings. The strategy allows tax paid withdrawals from RRSPs and RRIFs to be fully offset by eligible tax deductions created within the plan. A Personal Mortgage solution from M-Link Mortgage Corporation provides the necessary cash flow engine to support the plan.

The strategy involves no changes to  your investment risk.

You must own your home or have only a small mortgage. 

 

How does it work?

TFSAMaximizer™ is an account restructuring plan used to integrate Tax Free Savings Accounts (TFSAs) with a Personal Mortgage solution in order to move savings from registered accounts (RRSPs/RRIFs) into non-registered or taxable accounts secured by home equity. The plan creates an asset transfer from taxable to Tax Free savings. Your TFSA increases in value in proportion to the systematic decrease in value of your RRSP – Tax Free!

The plan is self funding and M-Link offers a full cash management service.

Click the video to see how it works: