Transfer Your RRSP into a Tax Free Savings Account (TFSA)

Who is it for?

TFSAMaximizer™ is an investment and tax strategy  designed for Canadian homeowners with a minimum of $200K in RRSPs.

Scroll to the bottom for a video.

What is it?

87345107TFSAMaximizer™ is a retirement planning strategy designed for Canadians to transfer registered savings (RRSPs/RRIFs) into Tax Free Savings Accounts (TFSAs). The strategy allows tax paid withdrawals from RRSPs and RRIFs to be fully offset by eligible tax deductions created within the plan.

The strategy involves no changes to  your investment risk.

You must own your home or have only a small mortgage. 


How does it work?

TFSAMaximizer™ uses the principles of Account Allocation & Asset Reallocation, integrating Tax Free Savings Accounts (TFSAs) to move savings from registered accounts (RRSPs/RRIFs) into non-registered or taxable accounts secured by home equity with a government guaranteed Personal Mortgage. The plan creates an asset transfer from taxable to Tax Free savings. Your TFSA increases in value in proportion to the systematic decrease in value of your RRSP – Tax Free!

The plan is self funding and M-Link offers a full cash management service.

Click the video to see how it works:


Contact us to find out if TFSAMaximizer™ is right for you!